Yesterday I was really productive, but as they say, what goes up must come down, even productivity. This morning I had grand plans to be similarly productive. I got up early, got dressed for a walk, found my keys, looked for my wallet, kept looking, looked some more, and never found it.
I know had it yesterday because I used it at the food city to buy some Coca Cola. This morning, nothing. After realizing it wasn't in the house, truck, garage, yard, or on the deck I went back to Food City to see if someone maybe found it and turned it into lost and found. Nope.
Then I went back home and looked in all the places I had looked before, and not surprisingly, still didn't find it. I even looked through the donate pile I have been accumulating, the laundry, and the trash cans. Still nothing.
So, I go to the credit union to kill my debit card account and get a new one. They asked me if I called the number on the back of the card to cancel it yet. Nope, I lost the back of the card too. After about ten minutes of them searching for the number, another customer finally got his card out and read it off the back. Then they tell me that after I get it cancelled, I can come back and order a new one.
I call to cancel the card and after navigating through the menus, I realize I have no idea what the 16 digit card number followed by the # key might be. I finally push enough menu options to get to a real person, and they cancel it for me through my name, address, and credit union name. That done, I go back to the credit union to order a new card. This time, I went to a different branch figuring it can't be any worse than the one near my house. It was actually much better, and my new card is on order.
What else? I had to go get a new driver's license. That placed was packed, and it took a while, but not too bad considering I actually knew my nine digit driver's license number and that it wasn't followed by the # key. Plus, it only cost $8 for the replacement. I did have to get a new picture made for it, and you can sort of tell what kind of day I had been having when you look at it.
I also lost $132 that was in the wallet, my Food City discount card, my Kroger discount card, my blood donor card, and my medical insurance card. I had just cleaned it out about a week ago, so there wasn't much in there worth missing. Other than the money of course.
I also got online and changed the two bills that got paid through my debit card to get paid from my checking account. I am not sure if this needed to be done, but it didn't take long, and now all of my bills come directly from my checking account, so at least everything is consistent now.
When I finally got all that done, I decided to work some more on cutting up the dead tree in my back yard. Nothing like the roar of a chainsaw to help you forget the wasted morning. Half an hour in, up pops a thunderstorm complete with rain and lightning. I spent enough time at it to get almost nothing done except work up a sweat. I decided to go inside, clean up, and call it a day. Gravity will still be there tomorrow.
5 hours ago
7 comments:
Oh man, losing your wallet sucks. So sorry. You seem to have taken care of all the loose ends already. $132 is more than your monthly food budget. Ouch.
Hope it turns up. (This is why I don't carry cash - it would kill me to lose $20 much less over $100.)
What a horrible thing to happen on your vacation! I can't believe they wanted the number off the back. You would think they would have a list of those numbers. I have read tips that say to write those numbers down but I never do it.
Popular Girl and Kevin M,
As far as the money goes, I will try to adjust my spending as much as I can to compensate, and then just forget the rest, and be thankful I have excess to use in its place.
Daizy,
I couldn't figure out how people worked in that place without going stir crazy. Three workers for two customers the whole time I was in there. The phone never rang, and one of the workers was just mindlessly surfing the net on a computer the whole time.
When I get my new card, I am going to finally write down the number on the back, and try to memorize the number on the front. I don't want to write it down anywhere.
I don't think keeping copies of your account numbers is a security risk. I don't know about you, but I have all sorts of private information in my file cabinet. (Including, probably, my credit card numbers.) After all, you don't consider it to be an excessive risk to carry the actual cards around with you all the time. Surely there's some place in your house that's as safe as your wallet.)
Once a year or so (although not so often, now that I don't work in a place with a copy machine), I spread out all the cards in my wallet on the copy machine glass and make copies of the front and back. I put the two sheets in my file cabinet. Then, if I lose my wallet, I've got a pretty good reference to everything that's in it. Having all the info seems like a smaller risk than not having it.
My sympathies--the waste of time!!!
Bradipo,
Good points.
Frugal Scholar,
Thanks.
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